If you need extra cash for any emergency situation or major purchases, our Line of Credit Loan option maybe right for you. Similar to a credit card or a flex loan, a line of credit is custom made for you by you. Borrow what you need up to your credit limit. It’s not necessary to take the full amount you’re approved for. Payday Loans Readily offers line of credit loans in Alabama ($2,000) and Tennessee ($200 - $1,500).
Get started online by filling our simple loan application and get a loan decision in minutes. Remember, you don’t need perfect credit to apply for our line of credit. All that is required is a valid driver’s license or state-issued ID, proof of an active checking or savings account, and most recent pay stub. Start now and get approved for a line of credit loan today!
Benefits of a Line of Credit
Draw Funds up to your credit limit
More flexibility with cash advances
Simple, fast application process
How Does a Line of Credit Online Work?
Before you apply online for an easy line of credit loan from Payday Loans Readily you may have questions about the process, because providing you with accurate information is important to us here are answers to the questions we receive the most.
A line of credit gives you access to money any time you need it. You can draw on it up to your maximum limit for a set period of time and only pay interest when you borrow on the line of credit. Once you pay back borrowed funds, that amount is again available for you to borrow. With this flexible borrowing option, you can choose when to take out the money, pay it back and borrow again, as long as you adhere to the terms as well as paying off what you borrow on time and in full.
• Most recent paystub • Proof of an active checking or savings account • Driver’s license or state issued ID
There is no limit to the number withdrawals up to your credit limit.
Your credit limit is based on your credit score, salary and state laws.
Our online decisions are rendered in minutes. We won’t keep you waiting long.
You can easily access your account online and manage your loan and payments. We will be happy to send you reminders because we know how much it helps.
What Do I Need to Get a Line of Credit?
The following items are required to process your line of credit loan application: